今天我就要來介紹我參加比賽贏到的獎品啦！
因為我是贏到一張價值RM10000的prepaid credit card
拿到獎品之後才發現這是一張由Maybank發出的prepaid card
我之前還以為prepaid card只有美國這些西方國家才有的
沒想到馬來西亞也有prepaid card
其實對於本地人來說是沒什麼用處
但是對於外國人或來到馬來西亞旅遊的遊客可是非常有用的
因為之前我去美國打工渡假時
因為沒有在美國開銀行戶口
然後本身又沒有信用卡
這樣就面臨問題了
就無法上網訂酒店，訂機票或購買門票
這可是一個大問題啊！
一切都無法進行
後來經美國同事介紹後
就去買了prepaid credit card
然後進了大概美金500
這樣才解決了問題
但是美國的prepaid card有一個缺點
就是他最多只能進美金500
而且只能進一次
因為買到的是temporary prepaid card
你必須填妥資料然後等待他把permanent card寄給你
有了permanent prepaid card
你才可以無限次reload錢進去
沒記錯的話
最多可以reload美金5000
因為我們行踪不定
所以無法填上正確的地址
因此導致我們同時購買無數張prepaid card
這樣來說
馬來西亞發出的prepaid card就比較好了
因為直接拿到的就是permanent prepaid card
最低可以reload RM10 而最多可以reload RM10000
申請條件也很簡單
就只需要提供身份證（本地人）或護照影本（外國人）
申請費是RM20
年費則是RM6
想知道更詳細的內容嗎？
請繼續往下看下去吧！
以下內容都是我從Maybank的網站複製過來的
The Manchester United Prepaid Card is now available at all Maybank branches nationwide. (Excluding Maybank Service Centre's and Maybank Islamic).
The Manchester United Prepaid Card is a general purpose pay.ment Visa Prepaid Card. This prepaid card is an E-Money instrument, which contains a monetary value which has been pre-loaded by the cardholder. The value will be deducted from the amount stored in the card whenever purchases are made. You are required to pre-load the card before making purchases.
Notice: The Manchester United Prepaid gift card program with SHARP Roxy Malaysia has mutually ended on 30 June 2013. New Manchester Prepaid Card under this program thereafter will not be entitled to the prepaid gift reload value.
Benefits
- No income document require
- No monthly interest rate or late charges.
- Shop at millions of Visa merchants worldwide.
- Accepted for Autopay and Online (E-Commerce) transactions
- Minimum reload RM10 and maximum reload RM10,000
- No purchase limit, customer can use up to available balance.
- E-Statement: Automatic enrolment for your E-Statement and view your monthly statement via email or Maybank2u. Obtain your log in ID and password from any Maybank branch.
The added value propositions are as below:
| 10x TreatsPoints | 10x TreatsPoints on United Direct Online Megastore- Visit www.manutd.com and shop for your favorite Manchester United player's jersey or other items from United Online Megastore. |
| 5x Treatspoints | 5x Treatspoints when Manchester United wins a Premier League match -* Applicable for Premier League matches played from 11 Nov 2011 onwards. |
| 1x Treatspoints | 1x Treatspoints for every RM2 spend on retail transactions. |
| 10% Discount | 10% Discount on Manchester United Online Megastore & Outlet - Not applicable for any sales item. Not eligible to use additional 10% for Megastore Members when using the prepaid card. |
Who can apply?
- Must be 18 years and above with valid address in Malaysia.
How to apply, register and activate
- Purchase Manchester United Prepaid Card starter pack @ RM20 each at selected Maybank branches or Maybank Event
- Complete application form and register at MU Prepaid Booth or
- Complete application form and fax the application form, along with a photocopy of IC or passport to 03-2070 6868 or email toprepaidcard@maybank.com.my
- Pin for cash withdrawal - Customer to walk in to branch for pin issuance
Required Documents
- MyKad (IC)/Police or Armed Forces ID Card
- Passport (i.e for non-residents/foreigner)
Fees & Charges
| Description | Manchester United Prepaid Card |
| Starter Pack | RM20 |
| Card Replacement | Nil |
| Top up fee | Nil |
| Annual fee | RM6 |
| Domestic ATM withdrawal fee | Zero fee through Maybank ATMs |
| ATM withdrawal fee at CIRRUS/PLUS | RM10 per withdrawal |
| Sales draft retrieval fee | RM15 per original sales draft and RM5 per copy of the sales draft |
| Hardcopy statement request fee | • RM2 per statement
• RM5 for statement exceeding six months
*e-statement is free of charge |
Reload Channel
- ATM, CDM, Maybank2U,
- Over the counter at Maybank branches nationwide and Interbank Giro
How to reload
@ Maybank CDM
- Select language - English/Malay
- Select Maybank Cash Payment
- Select Credit Cards
- Enter Prepaid Card Number
- Insert CASH and confirm
- Please take confirmation receipt.
- Transaction complete.
@ Maybank ATM
- Insert Debit Card
- Select English/Malay & enter PIN number
- Select other transaction
- Select Prepaid Payment
- Enter Prepaid number
- Enter amount and confirm
- Select from which account and confirm
- Transaction processed, take card
- Take confirmation slip.
- Transaction complete.
How to get PIN for withdrawal of CASH
- Visit any Maybank Branch (as per current BAU process for credit card PIN issuance)
- Complete form with Name, NRIC and Prepaid Card number
- Temporary PIN issued
- To change PIN same day and Prepaid card ready for withdrawal.
Steps for Cash Withdrawal via ATM - Prepaid Card
- Insert card, select language (Bahasa Malaysia/English)
- Please enter your personal identification number (6 Digits)
- At Main menu , please select a transaction (cash withdrawal)
- Select other amounts or account.
- Please enter amount to be issued RM0.00 (Please confirm Yes or No)
- Please select Credit Card.
- Transaction processed, take card and cash.
- Take confirmation slip.
- Transaction complete.
Click here for Maybankard Manchester United Visa Prepaid Terms and Conditions.
Click here for Maybankard Manchester United Visa Prepaid Product Disclosure Sheet (PDS).
Click here for Maybankard Manchester United Visa Prepaid FAQ's.
Click here for Maybankard Manchester United Visa Prepaid Application Form.
